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Mortgages – We can help you financing your dream home

Mortgages – We can help you financing your dream home

Offer for non-residents

So you have finally found the second home of your dreams. Let us give you a quick overview of the three standard ways to finance your property on the Costa Blanca. Please note that terms & conditions may vary between banks.

Fixed-Rate Mortgage

The mortgage which offers you peace of mind knowing your instalments will never change.

  • A fixed-rate mortgage available from 5 to 25 years. Surprise-free from the very first day.
  • Up to 60% of the value for second homes, using the lesser of the two values of either the purchase price and the appraisal value.
  • Maximum term: 25 years

Variable-Rate Mortgage

Choose the amount and the term: the interest rate will be periodically revised according to the Euribor.

  • Your variable-rate mortgage with exclusive conditions. No assessment fees or early termination fee in the event of partial or full early repayment on the capital.
  • Up to 60% of the value for second homes, using the lesser of the two values of either the purchase price and the appraisal value.
  • Maximum term: 25 years

Combined Mortgage

The middle ground. The benefits of both. Have everything.

  • During the first years: a fixed rate and a standard monthly repayment amount. Choose between 10, 15 and 20 years. The remaining years: variable rate.
  • Up to 60% of the value for second homes, using the lesser of the two values of either the purchase price and the appraisal value.
  • Maximum term: 25 years
  • Maximum fixed-rate term: 20 years
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Andreea Pop

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